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Annaly Mortgage Management, Inc. Announces 1st Quarter 2005 Common Stock Dividend

an-div 21 Mar 2005
Annaly Mortgage Management, Inc. Announces 1st Quarter 2005 Common Stock Dividend
Company Release - 03/21/2005 14:46

NEW YORK--(BUSINESS WIRE)--March 21, 2005--The Board of Directors of Annaly Mortgage Management, Inc. (NYSE: NLY) declared the first quarter 2005 common stock cash dividend of $0.45 per common share. The annualized dividend yield for the quarter, based on the March 18, 2005 closing price of $18.25, was 9.86%. This dividend is payable April 27, 2005 to common shareholders of record on April 1, 2005. The ex-dividend date is March 30, 2005. It continues to be the intention of the Company not to return capital to shareholders.

Wellington Denahan-Norris, Vice Chairman and Chief Investment Officer of Annaly, commented on the dividend: "Our investment management team has done a terrific job in guiding the asset and liability components of our portfolio through several interest rate hikes, a flattening yield curve and fluctuating mortgage prepayment speeds. We expect that the credit markets will continue to be challenging, with more Fed tightenings on the way and more volatility likely at all points on the yield curve. In these conditions, we also expect our high credit quality portfolio of floating-rate, adjustable-rate and, to a lesser extent, fixed-rate mortgage-backed securities to continue to deliver compelling absolute and relative returns for investors."

Dividends may be reinvested through Annaly's Dividend Reinvestment Plan. Plan information may be obtained from the Plan Administrator, ChaseMellon Shareholder Services at 1-800-842-7629, at www.annaly.com, or by contacting the Company.

Annaly manages assets on behalf of institutional and individual investors worldwide through Annaly and through the funds managed by its wholly-owned registered investment advisor, FIDAC. The Company's principal business objective is to generate net income for distribution to investors from the spread between the interest income on its mortgage-backed securities and the cost of borrowing to finance their acquisition and from fee income earned by FIDAC. The Company, a Maryland Corporation that has elected to be taxed as a real estate investment trust ("REIT"), currently has 121,277,323 shares of common stock outstanding.

This news release and our public documents to which we refer contain or incorporate by reference certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements which are based on various assumptions (some of which are beyond our control) may be identified by reference to a future period or periods or by the use of forward-looking terminology, such as "may," "will," "believe," "expect," "anticipate," "continue," or similar terms or variations on those terms or the negative of those terms. Actual results could differ materially from those set forth in forward-looking statements due to a variety of factors, including, but not limited to, changes in interest rates, changes in yield curve, changes in prepayment rates, the availability of mortgage-backed securities for purchase, the availability of financing and, if available, the terms of any financing, FIDAC's clients removal of assets FIDAC manages, FIDAC's regulatory requirements, and competition in the investment management business. For a discussion of the risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see "Risk factors" in our Annual Report on Form 10-K for the fiscal year ended December 31, 2004. We do not undertake, and specifically disclaim any obligation, to publicly release the result of any revisions which may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.


    CONTACT: Annaly Mortgage Management, Inc.

             Investor Relations, 888-8Annaly
             www.annaly.com

    SOURCE: Annaly Mortgage Management, Inc.

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