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Annaly Mortgage Management, Inc. Announces 3rd Quarter 2004 Dividend

an-div 20 Sep 2004
Annaly Mortgage Management, Inc. Announces 3rd Quarter 2004 Dividend
Company Release - 09/20/2004 14:37

NEW YORK--(BUSINESS WIRE)--Sept. 20, 2004--The Board of Directors of Annaly Mortgage Management, Inc. (NYSE:NLY) declared the third quarter 2004 common stock cash dividend of $0.50 per common share. The annualized dividend yield for the quarter, based on the September 17, 2004 closing price of $18.28, was 10.9%. This dividend is payable October 27, 2004 to common shareholders of record on September 30, 2004. The ex-dividend date is September 28, 2004. It continues to be the intention of the Company not to return capital to shareholders.

Wellington Denahan-Norris, Vice Chairman and Chief Investment Officer of Annaly, commented on the dividend: "I am very pleased with how our team has managed during the recent rate moves out of the Federal Reserve. As we suggested would occur, our portfolio prepayment speeds slowed and amortization expense eased in the third quarter, resulting in higher cash flows. Recent declines in mortgage rates have lead the MBA Refinancing Index to increase over 44% since the beginning of the quarter, indicating that portfolio prepayment speeds will likely increase in the fourth quarter. Nevertheless, the portfolio continues to deliver consistent results in this prolonged period of uncertainty in all markets."

Dividends may be reinvested through Annaly's Dividend Reinvestment Plan. Plan information may be obtained from the Plan Administrator, ChaseMellon Shareholder Services at 1-800-842-7629, at www.annaly.com, or by contacting the Company.

Annaly Mortgage Management, Inc. , a Maryland corporation, owns and manages a portfolio of mortgage-backed securities. The Company's principal business objective is to generate net income for distribution to stockholders from the spread between the interest income on its assets and the costs of borrowing to finance its acquisition of these assets. Through its wholly-owned taxable REIT subsidiary, FIDAC, the Company generates fee income from managing, assisting in managing or supervising portfolios for a wide variety of clients on a discretionary basis. The Company has elected to be taxed as a real estate investment trust (REIT) and currently has 121,235,652 shares of common stock outstanding.

This news release and our public documents to which we refer contain or incorporate by reference certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements which are based on various assumptions (some of which are beyond our control) may be identified by reference to a future period or periods or by the use of forward-looking terminology, such as "may," "will," "believe," "expect," "anticipate," "continue," or similar terms or variations on those terms or the negative of those terms. Actual results could differ materially from those set forth in forward-looking statements due to a variety of factors, including, but not limited to, changes in interest rates, changes in yield curve, changes in prepayment rates, the availability of mortgage-backed securities for purchase, the availability of financing and, if available, the terms of any financing, FIDAC's clients removal of assets FIDAC manages, FIDAC's regulatory requirements, and competition in the investment management business. For a discussion of the risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see "Risk factors" in our Annual Report on Form 10-K for the fiscal year ended December 31, 2003. We do not undertake, and specifically disclaim any obligation, to publicly release the result of any revisions which may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.


    CONTACT: Annaly Mortgage Management, Inc.

             Investor Relations, 888-8Annaly
             www.annaly.com

    SOURCE: Annaly Mortgage Management, Inc.

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