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Annaly Mortgage Management, Inc. Announces 4th Quarter Dividend

an-div 17 Dec 2003
Annaly Mortgage Management, Inc. Announces 4th Quarter Dividend
Company Release - 12/17/2003 13:08

NEW YORK--(BUSINESS WIRE)--Dec. 17, 2003--The Board of Directors of Annaly Mortgage Management, Inc. (NYSE:NLY) declared the fourth quarter 2003 cash dividend of $0.47 per share. This dividend is payable January 28, 2004 to common shareholders of record on December 29, 2003. The ex-dividend date is December 24, 2003. It continues to be the intention of the Company not to return capital to shareholders.

Michael A.J. Farrell, Chairman, Chief Executive Officer and President, commented on the dividend in light of current operating conditions. "As we have said in earlier press releases and earnings calls, we expected there to be a substantial reduction in prepayment speeds and premium amortization in the fourth quarter. Indeed, the fundamentals of the mortgage market continue to improve from earlier in the year. The Mortgage Bankers Association Refinancing Index is down over 80% from its peak, prepayment speeds have slowed considerably and yields on mortgage-backed securities have risen. These improvements in market conditions have enabled us to increase our dividend by 68% from the prior quarter. A continuation of these trends will serve to further enhance earnings from interest income in 2004, but we nevertheless remain vigilant for the effects of continuing volatility in the financial markets. Our objective as managers is to continue to protect book value and run our portfolio and our business for the long-term."

Dividends may be reinvested through Annaly's Dividend Reinvestment Plan. Plan information may be obtained from the Plan Administrator, ChaseMellon Shareholder Services at 800-842-7629, at www.annaly.com, or by contacting the Company.

Annaly Mortgage Management, Inc. , a Maryland corporation, owns and manages a portfolio of mortgage-backed securities. The Company's principal business objective is to generate net income for distribution to stockholders from the spread between the interest income on its assets and the costs of borrowing to finance its acquisition of these assets. The Company has elected to be taxed as a real estate investment trust (REIT) and currently has 96,044,814 shares of common stock outstanding.

This news release and our public documents to which we refer contain or incorporate by reference certain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements which are based on various assumptions (some of which are beyond our control) may be identified by reference to a future period or periods or by the use of forward-looking terminology, such as "may," "will," "believe," "expect," "anticipate," "continue," or similar terms or variations on those terms or the negative of those terms. Actual results could differ materially from those set forth in forward-looking statements due to a variety of factors, including, but not limited to, changes in interest rates, changes in yield curve, changes in prepayment rates, the availability of mortgage-backed securities for purchase, the availability of financing and, if available, the terms of any financing. For a discussion of the risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see "Risk factors" in our Annual Report on Form 10-K for the fiscal year ended December 31, 2002. We do not undertake, and specifically disclaim any obligation, to publicly release the result of any revisions which may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statement.


    CONTACT: Annaly Mortgage Management, Inc.

             Investor Relations:
             Kathryn Fagan, 888-8Annaly
             www.annaly.com

    SOURCE: Annaly Mortgage Management, Inc.

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