Terms & Conditions

Legal Notices

Terms and Conditions of Use

Please read these terms and conditions carefully before using this site. This Web site is provided by Annaly Capital Management, Inc. (Annaly) and may be used for informational purposes only. By using the site or downloading materials from the site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions do not use the site or download materials from the site.

Nature of the Information

Annaly assumes no responsibility regarding the accuracy of the information it provides on this website. The user of any information from this website uses such information at their own risk

Forward-Looking Statements

This website and our public documents to which we refer contain or incorporate by reference certain forward-looking statements which are based on various assumptions (some of which are beyond our control) and may be identified by reference to a future period or periods or by the use of forward-looking terminology, such as "may," "will," "believe," "expect," "anticipate," "continue," or similar terms or variations on those terms or the negative of those terms. Actual results could differ materially from those set forth in forward-looking statements due to a variety of factors, including, but not limited to, changes in interest rates; changes in the yield curve; changes in prepayment rates; the availability of mortgage-backed securities and other securities for purchase; the availability of financing and, if available, the terms of any financings; changes in the market value of our assets; changes in business conditions and the general economy; our ability to grow the commercial mortgage business; credit risks related to our investments in commercial real estate assets and corporate debt; our ability to consummate any contemplated investment opportunities; changes in government regulations affecting our business; our ability to maintain our qualification as a REIT for federal income tax purposes; our ability to maintain our exemption from registration under the Investment Company Act of 1940, as amended; risks associated with the businesses of our subsidiaries, including the investment advisory business of a wholly-owned subsidiary and the broker-dealer business of a wholly-owned subsidiary. For a discussion of the risks and uncertainties which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in our most recent Annual Report on Form 10-K and any subsequent Quarterly Reports on Form 10-Q. We do not undertake, and specifically disclaim any obligation, to publicly release the result of any revisions which may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

Third Party Websites

We may provide, on our website, links to websites operated by third parties as a convenience to you. If you use these other sites, you will leave this website. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. We make no representation or warranty regarding, and do not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon.

Waiver of Liability

ANNALY SHALL NOT BE LIABLE UNDER ANY CIRCUMSTANCES TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, OR OTHERWISE. ANNALY SHALL NOT BE LIABLE FOR ANY SUCH DAMAGES EVEN IF IT IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INFORMATION ON THIS WEBSITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. ANNALY HAS PROVIDED ALL INFORMATION ON AN “AS IS” BASIS ONLY. ANNALY MAKES NO REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NONINFRINGEMENT. The data set forth herein is for information purposes only, and no warranty is made that the information is error-free.

Other Information

OTHER INFORMATION PRESENTED ON THIS WEBSITE OR IN WEBSITES LINKED TO THIS WEBSITE ARE NEITHER AN OFFER TO SELL, NOR A SOLICITATION OF AN OFFER TO BUY, ANY SECURITIES OF ANNALY OR ANY OTHER COMPANY.

Intellectual Property

Annaly is not granting any copyright license, patent or any other intellectual property right by providing the information on this website. You must adhere to all other copyright or other proprietary notices contained on this website.

General

Information may be changed or updated without notice. All information discussed or referenced on Annaly’s website may change regularly and rapidly. While Annaly has attempted to make the information current at the time of its writing, it may well be or become outdated, stale or otherwise subject to a variety of legal qualifications by the time you actually read it. Also, please understand that this website is not designed to advance or sell any particular securities. Any such references are purely for illustrative purposes. Any discussion of the securities of any particular company does not constitute any endorsement of it by Annaly. You must understand and determine on your own what you need to do in order to make intelligent decisions in connection with the matters discussed on this website, and to obtain competent advice before making any investment decisions.

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