Annaly Capital Management established a Dividend Reinvestment and Share Purchase Plan in 1999. The plan currently provides interested investors with a convenient and economical method to reinvest dividends in shares of Annaly Common Stock while providing a source of capital for the Company. Shareholders can automatically reinvest all or a portion of their dividends in Annaly Common Stock. The Plan is administered by Mellon Investor Services, LLC.

The Plan Prospectus and Enrollment forms can be downloaded by clicking on the links below. Applicants are advised to read the Plan Prospectus before enrolling.

For further information:

• Plan Prospectus
• To enroll in the Annaly Drip plan call Mellon Investor Services, LLC at 1 866-353-7849
• View commonly asked questions about the plan
• View key facts
• Go to Mellon Investor Services, LLC.
• If you would like to modify an existing plan call Mellon Investor Services, LLC. at 1-800-301-5234