Dividend Reinvestment and Share Purchase Plan

Frequently Asked Questions

1. Can I participate in the Plan?
2. How do I get started?
3. How do I reinvest dividends?
4. When are dividends reinvested?
5. What is the source of Shares to be purchased under the Plan?
6. At what price will shares be purchased?
7. When will shares be purchased under the Plan?
8. How do I make an initial investment?
9. How do I make optional cash purchases of less than $10,000?
10. How do I make monthly optional cash purchases in excess of $10,000?
11. Will I receive certificates for shares purchased?
12. What is safekeeping?
13. Can I get stock certificates if I want them?
14. How can I transfer or give gifts of shares?
15. How do I sell shares?
16. What are the costs for participation in the Plan?
17. How can I vote my shares?
18. If there is a rights offering related to the Common Stock, how will a stockholder's entitlement be computed?
19. What provisions are made for non-U.S. residents?
20. How will I keep track of my investments?
21. What about taxes?
22. How would I terminate my participation in the Plan?
23. Are there any risks associated with the Plan?
24. Can the Plan be amended, modified or terminated?
25. What are the responsibilities of Annaly and the Administrator?
26. What if I have questions about the Plan?